Advice

Take precautions against cold weather damage, home owners told

Residential property owners have been urged to take some simple precautions now to help protect their home from potentially costly damage during the winter.

Legal & General said British households made 60,200 claims on their buildings cover during last year’s cold snap, with payouts topping £194 million. The insurer added that one of the best safeguards against winter weather damage is to leave heating on a low setting when a house is empty.

Turning it off to save money can be a “false economy”, as the cost of repairing a burst pipe is likely to be much higher than firing up the boiler each day, the company argued. Homeowners were also advised to check their boiler and pipes are properly lagged to prevent freezing.

Elsewhere, Legal & General said households should check for draughts, as gaps in windows and doors can let water into a building, which can cause rot. In addition, individuals were encouraged to check they have the recommended 270 mm of loft insulation in place, as this will help to combat dampness while also keeping winter fuel bills down.

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