{"id":13389,"date":"2013-09-11T16:04:18","date_gmt":"2013-09-11T16:04:18","guid":{"rendered":"http:\/\/www.ratedpeople.com\/blog\/?p=13389"},"modified":"2022-11-10T10:19:16","modified_gmt":"2022-11-10T10:19:16","slug":"12-steps-to-self-build","status":"publish","type":"post","link":"https:\/\/www.ratedpeople.com\/blog\/12-steps-to-self-build","title":{"rendered":"12 steps to creating a self-build"},"content":{"rendered":"

Buying a home and re-furnishing it to your taste isn’t always enough. Many of us are turning to self-building, creating our own homes from scratch with the help of an architect and a building company. If you’re interested in finding out more but don’t know where to start, our 12 step guide will help you visualise managing the project from start to finish. You’ll know what to do and when and won’t miss out anything important.<\/p>\n

1) Record your specifications<\/h4>\n

Look through self-build and interior design magazines and come up with material and visual ideas for how you want your finished home to look. You could create a list of \u2018must-haves\u2019 and \u2018would likes\u2019 or draw your ideas together on a moodboard. Not all new-builds look modern with multiple glass walls – you can build to suit a more traditional taste.<\/p>\n

2) Come up with a budget<\/h4>\n

Work out a realistic budget for how much the work will cost. Be aware that you\u2019ll always need to build in contingency and account for any hidden costs along the way that you weren\u2019t expecting.<\/p>\n

3) Investigate plot opportunities<\/h4>\n

Some people have this covered already. They see a plot of land in an area that they like and want to start the process immediately. Other people know that they want to build a home from scratch but need to have a look around first, just like when you decide to move house.<\/p>\n

\"Picture<\/p>\n

4) Arrange for a survey on the plot<\/h4>\n

Before you buy a plot, hire a surveyor to inspect it to uncover any potential problems that could come up in the construction, or dare we say it, after you\u2019ve moved in! He or she should be able to give you an approximate cost of building on the site too.<\/p>\n

5) Buy a plot<\/h4>\n

Once you\u2019ve found a plot that you like within budget, hire a solicitor or licensed conveyancer and put in an offer before someone else snaps it up!<\/p>\n

 6) Design your new build<\/h4>\n

Hire an architect if you\u2019re not experienced in house design to come up with a design that puts your ideas into reality. If you\u2019ve already created that list of \u2018must-haves\u2019 and \u2018would likes\u2019 or put together a mood board, it\u2019ll make the process even easier as he\/she will have more of an idea of what you\u2019re looking to create. It\u2019s a good idea to ask for a copy of his\/her indemnity insurance as you\u2019ll often need this before any loaned money is released.<\/p>\n

\"Picture<\/p>\n

7) Apply for planning permission<\/h4>\n

Don\u2019t fall into the trap of building first and applying for planning permission once you\u2019ve been threatened with demolition by officials. Apply for planning permission<\/a> through your local planning department. For more information, have a browse of Planning Portal<\/a>.<\/p>\n

8) Apply for building regulations approval<\/h4>\n

An application for building regulations approval can be made through your local council and it\u2019s there to make sure that new building work is safe and energy efficient. It\u2019s a similar piece of legislation to planning permission \u2013 the only difference is it puts the emphasis on safety rather than visual appearance.<\/p>\n

9) Get a mortgage agreement<\/h4>\n

Many self-build mortgages provide you with loans to help you buy the plot of land and give you enough money to finance your project. The initial loan can\u2019t exceed 80% of the plot or property\u2019s current value or purchase price, or the total loan, whichever is the least amount. The rest of the loan is then given at specific times in the building process, once inspectors check that the work is being completed as scheduled.<\/p>\n

\"Picture<\/p>\n

10) Search for a builder<\/h4>\n

You may already have a working relationship with a builder but if he\/she\u2019s busy or you have no one in mind that could tackle an ambitious project, an online recommendation site could be the answer. You\u2019ll be able to post your job and select a tradesperson that you\u2019re happy working with.<\/p>\n

At Rated People.com, we provide you with tradespeople profiles, so you can check their ratings and previous customer recommendations to give you confidence in the hiring process. For a large project like this, going online could be a good idea to make sure that your job post reaches larger building companies with multiple employees.<\/p>\n

11) Purchase insurance for the build<\/h4>\n

It\u2019s a good idea to get insurance to protect yourself and your new home. Self-build policies will cover any damage to your incomplete property from events such as a heavy storm, an act of vandalism, a fire or theft. If your building company isn\u2019t insured, I\u2019d advise taking out public and liability insurance (PLI).<\/p>\n

12) Set a start date<\/h4>\n

Once you\u2019ve finalised all of the above, all that\u2019s left to do is to set a date to let your builders start work on your plot!<\/p>\n","protected":false},"excerpt":{"rendered":"

Buying a home and re-furnishing it to your taste isn’t always enough. Many of us are turning to self-building, creating our own homes from scratch with the help of an architect and a building company. If you’re interested in finding out more but don’t know where to start, our 12 step guide will help you …<\/p>\n","protected":false},"author":8,"featured_media":44677,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3049,8],"tags":[3116],"class_list":["post-13389","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-how-to","tag-advice-feature"],"yoast_head":"\n12 steps to creating a self-build - Rated People Blog<\/title>\n<meta name=\"description\" content=\"Are you thinking of creating your home from scratch? 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